{"id":298,"date":"2016-03-08T00:23:36","date_gmt":"2016-03-08T00:23:36","guid":{"rendered":"http:\/\/cietsiperu.com\/blog\/?p=298"},"modified":"2016-03-08T00:23:36","modified_gmt":"2016-03-08T00:23:36","slug":"sepa-que-hacer-y-donde-canjear-sus-billetes-deteriorados","status":"publish","type":"post","link":"https:\/\/cietsiperu.com\/blog\/sepa-que-hacer-y-donde-canjear-sus-billetes-deteriorados-298\/","title":{"rendered":"Sepa qu\u00e9 hacer y d\u00f3nde canjear sus billetes deteriorados"},"content":{"rendered":"

Esta ma\u00f1ana se conoci\u00f3 el caso del lustrabotas Doroteo Calla\u00f1aupa Cruz, un hombre que\u00a0con mucho esfuerzo y dedicaci\u00f3n logr\u00f3 ahorrar\u00a0S\/25.000 durante ocho a\u00f1os.<\/p>\n

\"Abraham<\/div>\n

Lamentablemente, en el incendio que\u00a0se registr\u00f3 hoy en el Centro de Lima, dichos billetes fueron da\u00f1ados. Sin embargo, los billetes que\u00a0recuper\u00f3 (valorizados en S\/14.400) si fueron canjeados, seg\u00fan inform\u00f3\u00a0el Banco Central de Reserva del Per\u00fa (BCR<\/strong>).<\/p>\n

\u00abLo trajeron con S\/14.400. Todos los billetes fueron evaluados, uno por uno, en el \u00e1rea de caja del BCR<\/strong>. Ellos\u00a0vieron que los billetes cumpl\u00edan con los tres requisitos por lo tanto lo canjearon sin ning\u00fan problema\u00bb, explica Abraham de la Melena, funcionario del BCR<\/strong>.<\/p>\n

RESTRICCIONES<\/strong>
\nPara que un billete fraccionado pueda ser canjeado debe cumplir estos\u00a0requisitos: tener una superficie que sea mayor al 50% de su tama\u00f1o, contar con al menos una de las series o numeraciones completas- ya sea la\u00a0vertical u horizontal-, y\u00a0presentar ambas caras del billete.<\/p>\n

CANJE<\/strong>
\nMientras que para el\u00a0canje de los billetes fraccionados no existe un mont\u00f3n limite, en el caso\u00a0de las monedas\u00a0met\u00e1licas -cuando el monto es mayor a S\/3.000-, el usuario deber\u00e1\u00a0rellenar un formulario en el que solicitar\u00e1 la cantidad que desea canjear.<\/p>\n

Posteriormente, deber\u00e1 coordinar\u00a0la fecha de entrega de dicha cantidad de dinero. Obviamente,\u00a0la entidad financiera debe verificar que el dinero sea autentico.\u00a0Solo as\u00ed, el banco o caja municipal\u00a0podr\u00e1\u00a0abonar\u00a0el monto solicitado a\u00a0la empresa o persona\u00a0que ha hecho el pedido de canje.<\/p>\n

\u00abUno cosa es el canje de billetes por monedas, o viceversa, donde si yo voy con monedas met\u00e1licas y quiero cambiarlas a billetes hay un tope de S\/1.000 por persona y por d\u00eda\u00bb, agrega el funcionario.<\/p>\n

MULTAS<\/strong>
\nSi bien los bancos est\u00e1n obligados a canjear billetes y monedas, en caso no lo hicieran el usuario deber\u00e1 usar el\u00a0libro de reclamaciones\u00a0o acudir\u00a0a la Defensor\u00eda\u00a0del Cliente Financiero<\/a>. \u00abTambi\u00e9n pueden quejarse en el BCR<\/strong>\u00ab, agrega el especialista.<\/p>\n

Seg\u00fan la circular N\u00b0016-2015 del BCR, \u00a0cuando una entidad no cumple con lo establecido la sanci\u00f3n puede\u00a0llegar hasta las 10 UIT.<\/p>\n

BILLETES EN BUEN ESTADO<\/strong>
\n\u00abQue no pueda o no deba circular no quiere decir que no tenga valor. A veces los billetes pueden tener peque\u00f1as escrituras, peque\u00f1as marcas, eso no los invalida como billetes de pago\u00bb, explica el funcionario.<\/p>\n

Sin embargo, un billete manchado o fracturado suele hacer lenta\u00a0las transacciones comerciales, por lo que a trav\u00e9s de las distintas entidades financieras se hace posible la opci\u00f3n de canje\u00a0. \u00abCuando un banco recibe estos billetes\u00a0lo va a remesar al BCR en su remesa de billetes deteriorados\u00bb, finaliza.<\/p>\n","protected":false},"excerpt":{"rendered":"

Esta ma\u00f1ana se conoci\u00f3 el caso del lustrabotas Doroteo Calla\u00f1aupa Cruz, un hombre que\u00a0con mucho esfuerzo y dedicaci\u00f3n logr\u00f3 ahorrar\u00a0S\/25.000 durante ocho a\u00f1os. Lamentablemente, en […]<\/a><\/p>\n<\/div>","protected":false},"author":1,"featured_media":300,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2},"jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-298","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sin-categoria"],"yoast_head":"\nSepa qu\u00e9 hacer y d\u00f3nde canjear sus billetes deteriorados - Cietsi<\/title>\n<meta name=\"description\" content=\"No existe topes para el canje de billetes da\u00f1ados. 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